Realty Lending USA

PRIVATE MONEY LENDER

TERMS & CONDITIONS

Terms and Conditions for South Wind Financial, Inc Mortgage Broker

Effective Date: 03/01/2024

Welcome to South Wind Financial, Inc!

By accessing and using our services, you agree to comply with and be bound by the following terms and conditions (the “Terms”). Please read
these Terms carefully. If you do not agree to these Terms, you must not use our services.

1. Services Offered
South Wind Financial, Inc Mortgage Broker (“we”, “us”, or “our”) provides mortgage brokerage services to assist you in finding and
applying for mortgage loans from various lenders. Our services include, but are not limited to, mortgage consultation, loan comparison, application processing assistance, and communication with potential lenders on your behalf.

2. Eligibility
Our services are intended solely for individuals who are 18 years of age or older and for legal entities duly organized and validly
existing. By using our services, you represent and warrant that you meet these eligibility requirements.

3. Privacy
Your privacy is important to us. Our Privacy Policy, which is incorporated by reference into these Terms, outlines how we collect, use, and protect your personal information.

4. Intellectual Property
All content provided through our services, including text, graphics, logos, and software, is the property of South Wind Financial, Inc or its content suppliers and is protected by intellectual property laws.

5. User Conduct
You agree to use our services only for lawful purposes and in a manner that does not infringe the rights of, or restrict or inhibit the use and enjoyment of the services by, any third party. Misuse of the services is strictly prohibited.

6. Limitation of Liability
To the fullest extent permitted by law, South Wind Financial, Inc shall not be liable for any direct, indirect, incidental, special, consequential, or exemplary damages resulting from your use or inability to use the services.

7. Indemnification
You agree to indemnify, defend, and hold harmless South Wind Financial, Inc, its officers, directors, employees, agents, and third parties, for any losses, costs, liabilities, and expenses relating to or arising out of your use of or inability to use the services, your violation of any terms of this agreement, or your violation of any rights of a third party.

8. Amendments
We reserve the right to modify these Terms at any time. Your continued use of the services following any such modification constitutes your agreement to follow and be bound by the Terms as modified.

9. Governing Law 
These Terms shall be governed by and construed in accordance with the laws of Nevada USA, without giving effect to any principles of
conflicts of law. 

10. Dispute Resolution
Any disputes arising out of or related to these Terms or our services will be resolved through confidential binding arbitration in Nevada
USA.

11. Contact Information
If you have any questions about these Terms, please contact us at contact@realtylendingusa.com

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